Pasiv let's you roundup your spending and invest tiny amounts daily to build your wealth and your future.
Eligible to residents of the UAE only at this time. Capital at risk, securities shown for illustration purposes only.
Add a card that you use for spending and select a roundup of 5aed, 10aed or more.
Select low-cost index tracking ETFs or build a custom portfolio as your investment.
Your change is calculated, debited from your card and invested fractionally across the ETFs.
Select funds issued by the world's most trusted investment firms and micro invest your spare change in them automatically. Grow your wealth through tiny contributions and dollar cost average seamlessly.
Get meaningful updates, perform research, get portfolio insights and access support from an AI assistant through our groundbreaking GPT4 powered chat interface.
Unlock hidden brunch deals, spa vouchers and pool day offers from some of the finest & most recognized venues across the UAE as you invest. It's our way of giving your savings a boost.
Financial wellness starts with eliminating the complexities of investing. We created Pasiv to allow anyone confidently grow wealth and build a basic retirement, effortlessly and seamlessly.
Get StartedPasiv is regulated by the Dubai Financial Services Authority (DFSA) and comes with best-in-class security for your brokerage account, your funds and your data.
Data on our platform is secured with 256-bit bank grade encryption to keep your information safe.
Pasiv is affiliated with ChoiceTrade, an SEC regulated broker-dealer in the US & member of FINRA & SIPC.
All ChoiceTrade accounts come with Securities Investor Protection Corporation (SIPC) up to $500,000.
Strict data privacy and security measures in line with the DIFC's Data Protection Law 2020.
Pasiv accounts don't require a minimum balance and zero commission is charged on trades. We built with global citizens, and digital nomads in mind. Take your investments with you no matter where you reside or which bank you are using*.
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The world's largest gold fund backed by physical holdings stored predominantly in a vault in London and by custodians worldwide.
The oldest, most liquid and most popular index ETF of all time which tracks the S&P500 - the largest publicly traded companies in the world.
An ETF allowing you to invest locally in some of the UAE's largest publicly traded companies.
A Sharia compliant ETF with exposure to international public companies that meet Islamic principles
The largest ETF that tracks the Bitcoin futures price
Invest your spare change on better terms
Get a smart summary on your holdings
Unlock hidden vouchers across the city
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* Limited to jurisdictions outside North America that are not subject to UN, UAE or USA sanctions. Click here to view all fees associated with our service
Dubai based Pasiv Financial has become the first fintech in the GCC to launch roundup, spare change investing to the public. Available to UAE residents, this feature allows you to add a card from any major bank in the UAE and set a roundup amount that each transaction on the card gets rounded up to.
A new year calls for a new look. The wait is over – Dark Mode for Pasiv has finally arrived! As we step into the new year, we want you to invest in US Stocks & ETFs with the user experience and flexibility that you deserve
It gives us great pleasure to announce that earlier this month, the Dubai Financial Services Authority (DFSA) granted our company Pasiv Financial Ltd regulatory authorization by lifting all restrictions applied to its Innovation Testing License (ITL).
Pasiv Financial Ltd
181 Gate Avenue
DIFC, Dubai UAE
Regulated by the DFSA
Pasiv Financial Ltd (Pasiv) is a registered financial services provider in the Dubai International Financial Centre (DIFC) jurisdiction of the United Arab Emirates. Pasiv is regulated by the Dubai Financial Services Authority (DFSA) and has been authorized as a Category 4 - Arranging Deals in Investments entity (Authorization #F006425). U.S. securities products and services are offered through ChoiceTrade. Pasiv does not offer its services to US persons (US Citizens & US Residents) via direct solicitation of any sort. This website is not intended for US persons.
ChoiceTrade Inc is a regulated brokerage firm in the US and a member of the SIPC with approval from FINRA and the SEC (U.S. Securities Exchange Commission) to trade in listed US securities. CRD#: 104021/SEC#: 8-52511. SIPC protects the securities in our users' investment accounts up to a total of $500,000 per account against insolvency or bankruptcy. Relevant SEC & FINRA fees may apply. Pasiv does not offer its services to US persons (US Citizens & US Residents) via direct solicitation of any sort. This website is not intended for US persons.
Investors should consider the investment objectives and unique risk profile of Exchange Traded Funds (ETFs) carefully before investing. ETFs are subject to risks similar to those of other diversified portfolios. Leveraged and Inverse ETFs may not be suitable for all investors and may increase exposure to volatility through the use of leverage, short sales of securities, derivatives and other complex investment strategies. Although ETFs are designed to provide investment results that generally correspond to the performance of their respective underlying indices, they may not be able to exactly replicate the performance of the indices because of expenses and other factors. A prospectus contains this and other information about the ETF and should be read carefully before investing. Customers should obtain prospectuses from issuers and/or their third party agents who distribute and make prospectuses available for review. ETFs are required to distribute portfolio gains to shareholders at year end. These gains may be generated by portfolio rebalancing or the need to meet diversification requirements. ETF trading will also generate tax consequences.
Pasiv newsletters, instagram stories, social media posts and podcasts reflect the opinions of only the authors who are associated persons of Pasiv Financial Ltd. and do not reflect the views of ChoiceTrade Inc or any of its subsidiaries or affiliates. They are meant for informational purposes only, are not intended to serve as a recommendation to buy or sell any security in a self-directed ChoiceTrade account or any other account, and are not an offer or sale of a security. They are also not research reports and are not intended to serve as the basis for any investment decision. Any website or third-party information provided therein does not reflect the views of ChoiceTrade Inc, Pasiv Financial Ltd, or any of their subsidiaries or affiliates.
All investments involve risk and the past performance of a security or financial product does not guarantee future results or returns. Keep in mind that while diversification may help spread risk, it does not assure a profit or protect against loss. There is always the potential of losing money when you invest in securities or other financial products. Investors should consider their investment objectives and risks carefully before investing. The price of a given security may increase or decrease based on market conditions and customers may lose money, including their original investment.